Tuesday 27 September 2016

2016 Automobile Market in the USA, Innovations, Best Selling Cars/SUV/Trucks & New Launches

Most people in the USA in 2016 preferred automobiles that save fuel, have large seating capacity. However there are also people who prefer big fuel guzzler SUVs & trucks. In 2016 people also sought electric/hybrid automobiles that don’t harm environment. People even looked for intelligent cars equipped with wi-fi; advanced infotainment system; sensor; vehicle-to-vehicle communication; real-time location service; and networked web links. Apple, Google lead the way for driver less cars equipped with self-brakes, automatic accident-avoidance, electronic throttles, self-parking, automatic cruise control, computerized power steering, electric parking brakes, & engine control.
continue reading 2016 Automobile Market in the USA, Innovations, Best Selling Cars/SUV/Trucks & New Launches

Thursday 25 August 2016

Spirituality, Spiritual But Not Religious in the USA, Impact of Indian Gurus and Important Spiritual Centres

Spirituality in the USA centres’ around the concept that spirituality is different from religion, with each having its own set of values with regards to cultural and social action, and how they are articulated. Mostly its’ about offering alternatives to prevailing social understandings.Spirituality in the USA, consider sthe expansive range of religious and spiritual identities and actions.However, there are many aspects of spirituality, impact by gurus and much more.

‘Spiritual But Not Religious’ in the USA
‘Spiritual But Not Religious’ is used to Identify a life stance of spirituality that takes organized religion as sole or a valuable means of furthering spiritual growth. Spirituality places emphasis on well-being of mind-body-spirit. There are many people in theUSA who believe in having a holistic approach towards religion by adding the practice of tai chi, reiki, and yoga into it in ways that helps to connect inner self of the individual. A spiritual person to elevate him/her self or connect with a higher power, believes there is more to the world than what is physically seen. He/she practices a regimen to attuning a higher state of consciousness.

Impact of Indian Gurus on Spirituality in the USA
Spread of spirituality from India to west/USA is attributed to gurus like Paramahansa Yogananda, Swami Vivekananda,Yogi Bhajan and Maharishi Mahesh Yogi. Swami Vivekananda, who’s speech in World's Parliament of Religions of 1893 swayed people towards Hinduism, and spiritualism in particular. He introduced USA citizens to yogic pathways of bhakti (devotion), jnana (intellect), karma (action), raja (meditative practice) and established Vedanta Societies in major US cities.Paramahansa Yogananda, who established the Self-Realization Fellowship in Los Angeles introduced US citizens to Kriya Yoga. Maharishi Mahesh Yogi better known as "the Beatles' guru" introduced people in USA to Transcendental Meditation. Yogi Bhajan of 3HO organization used traits of Sikhism to spread the practice of Kundalini Yoga in USA. They alongside Dalai Lama, the exiled Tibetan Buddhist spiritual guru living in India; have helped spread spiritualism in the USA.

Important Spiritual Centres in the USA
There are many important spiritual centers across the USA.Prominent are El Santuario de Chimayo, New Mexico; Shambhala Mountain Center, Colorado; Bear Butte, South Dakota; Amish Country, Northern Indiana; Washington National Cathedral, Washington, DC; Festival of Faiths, Louisville, Kentucky; Islamic Center, Long Island, New York; & Temple-Tifereth Israel, Cleveland, Ohio.

Spirituality for US citizens is about different perspective towards life. Most spiritual people seek to connect with higher power/inner self and seek the help of motivator/guru to help them achieve it.

Read more spirituality articles at iam sanjeet veen
continue reading Spirituality, Spiritual But Not Religious in the USA, Impact of Indian Gurus and Important Spiritual Centres

Monday 1 August 2016

2016 Exports from USA, Impact of Restart of USA Oil Export, Most Exported Items & Biggest Exporting Destinations for the USA

The USA is the 2ndlargest export economy in the world after China and the 5thmost complex economy. The US economy which went through an economic downturn after the financial crisis of 2007–08 and though the recovery started in late 2009 it is expected that the economy will continue to grow. The USA exports humungous amounts of product not only by quantity but also by value in US$. These list of products exported by the USA includes IT hardware & software; machines, engines, pumps; electronic equipment; electrical products; aircraft, engine, spacecraft; automobile; oil& gas; medical, technical equipment; plastics products; gems & jewelry; precious metals; pharmaceutical products; chemicals; weapons &ammunition.
continue reading 2016 Exports from USA, Impact of Restart of USA Oil Export, Most Exported Items & Biggest Exporting Destinations for the USA

Tuesday 26 July 2016

Brexit, and its Impact on the US Real Estate Market

Ramification of Brexit vote that may lead to UK breaking away from European Union in near future will have irrevocable repercussions across the globe. Fear of financial instability, has resulted in numerous contingency measures being taken by governments to soften the impact. Similar measures have been taken by the US government, but Brexit may still have impact on the USA, in particular the real estate market in the USA.
continue reading Brexit, and its Impact on the US Real Estate Market

Tuesday 19 July 2016

Real Estate Market in the USA, Investment Prospects, Threats,and Top Destinations

The real estate market in the USA despite being hit by problems like financial crisis, recession, mortgage crisis, lack of profits is still very lucrative. The real estate in the USA especially in the metro cities has finally seen some semblance of normalcy. One of the best ways to wealth creation either on long term/short term basis, investment in real estate must be made after giving all aspects proper consideration.
continue reading Real Estate Market in the USA, Investment Prospects, Threats,and Top Destinations

Friday 20 May 2016

Real Estate Finance Modelling Balance your Cash Flow

Real estate modelling with respect to Finance is estimating the cash flow for the present value in future aspect. In simple terms if you are willing to invest on an apartment today how much do expect the future returns on your investment made today. This depends on various aspects.

For Example – If you have bought the apartment in construction stage where initial work is yet to be started, then the growth you are expecting is slow. If you invest on a property with 97% of construction is completed and you are ready to give out for lease. In second case there possibility of rise is more, as you are earning from your investment.

The smart thing every individual who is investing in real estate must do is predict possible value on the property to get a good gain. Mastering on real estate investment for handsome returns you have to work on real estate finance modelling and so start creating your own cash flow model.

Analyse your assets and liabilities

 Here I am not taking with respect to real estate business, am talking about real estate as an asset to an average earning individual. I saw many people falling prey to this real estate business as it draws the attention of a common man to become rich. Many Real Estate companies, advertising campaigns, real estate agents boast the same thing into our mind and we get nailed. Who doesn’t want to have a secure financial life and dreams being rich? I am no exception to this dream, as I had the same zeal and worked very to taste success in this field.

Before going forward, I want every individual to answer this answer this question. Do you have a clear idea on your balance sheet of cash flow?

Investing smartly is important to convert a property or investment to assets than liability. Real Estate has expanded in roots in every country, yet the subject is young for many people. It is not taught in any universities nor do we have special coaching classes. One can understand about real estate finance modelling is through self-research, exploration and understanding.

Real estate customs convections are different from place to place and company to company. However the main aspects of real estate one should master before investing on a property are debt vs. equity, types of spread, risk and return matrices.

Grow your assets
Investing in real estate is not wrong, but before that analyse your monthly expenditure.  If your monthly expenditure is more than returns, then real estate could never bear the fruits you are expecting. A wise decision is to make investment in a property which assures more returns other than the principle investment amount. 
continue reading Real Estate Finance Modelling Balance your Cash Flow

The Do’s and Don’ts in Real Estate Business

With 20 years of experience in real estate, I have seen many people climbing the ladder of success and falling to ashes with in no time.  The lucrative business has attracted many people, but not everyone can make the mark. One must be very smart, knowledgeable, well acquainted and constantly have an eye on the market. Real estate business is associated with different risks other than financial risk. Real estate business has a controlled market; it is not a broad spectrum like the other business areas. Mostly cash flow gets restricted within the same place based on market value. Here are few tips from my personal experience that can help you out to get a hold on the business.

Unlike the others, I am not going to start with, what you have to do. I believe that-one has to know, what he/she is not supposed to do before setting up the business.

The Don’ts
• Unlike any business, real estate is something where you have to be prepared to invest at any point of time. If you are thinking that this business gives you a good return –then let me tell you that there is no guarantee in the business. If you do not have the investment, then do not go for it.
• Do not set up a company until you have acquired licence for it. An unauthorised business deal is considered as offence that can completely damage your career.
• Never invest on anything without doing the ground work. If you have no idea on the property you are investing on, then selling it will be very difficult.
• Be prepared to go that extra mile to get your work done. Never set up a time for meeting a client as per your convenience, it should always be clients call as you need the business.
• Never take entire burden on your head, distribute the work accordingly by hiring staff based on the requirement.
• Do not hire/appoint a real estate agent without any contractor agreement. The agreement should be having the policies and duty codes which agent has to obey for the period he/she is serving you.
• Never skip on professional help, always have a point of contact. Consult someone with good knowledge on real estate market and also a lawyer to deal with contract agreements, agenda and other important licences.
• Do not assign any work to the agents before giving proper training. Try to eliminate the errors in the process before actually approaching the client.

The Do’s
• In my personal view, before starting any business one must have a clear cut business plan which will help the company to establish in step wise manner.
• Make sure you have enough savings to start your business, as it is not only setting up a company but lot more goes into it.
• Plan your commission structure, referral fee, advertising expenses and other fee accordingly.
• Keep your marketing department open to various challenges. Set up a new plan every day to attract prospective clients.
• Training is mandatory whenever required to keep the agents updated with new market developments.
• Always list your current clients, and stay in touch with them. It is important to have a professional environment with client as their testimony could help your company grow.
•Make sure you revise your business plans whenever necessary. What worked for you the previous year might now work in the present market.

These are few tips for someone who would want to start up their own real estate venture. However, the no business can ever be learnt without experiencing it. 
continue reading The Do’s and Don’ts in Real Estate Business

Why Invest in Real Estate?

Over the years of mentoring, sharing my experiences, providing guidance on trade and commerce, I often come across various questions based on the topics of business and investments. Both the terms have its own share of risk and return. Business and investments are two terms which run parallel to each other. I believe in smart and reliable investment. Compared to any other venture, I personally consider real estate has its own risk/return but with low liquidity.

Here, I am going to share few tips that might help to plan a smart strategy on how to get good return in real estate investments.

Three questions one should ask before investing in real estate – Why, where and when?

The first question – Why 

Every one of us wants to have secure financial status. The very purpose of making handsome money by working hard/smart is to invest in something that could give good returns. So question yourself and look into the market for the options that can help you to get these expected returns. You will be flooded with many options; considering one among the best is real estate.
If you decide cautiously and sensibly, real estate investments are likely to give secure returns in long run. Looking at the market, in past few years there has been a tremendous rise in property values. Even at times when the market did not do well, it has gained its momentum in course of time that certainly makes real estate a rewarding asset.

The second question – where

Property investments are something which should be decided without any proper understanding. So if your first question –why is satisfied, then you are ready to find your way. Finding a property worth investing is the trickiest aspect. It’s not about the economic uncertainty property in long run, but the knack of analysing your investment. Finding out the right point of investment, is where the risk is associated with. Compared to other investment areas like stock markets- purchasing shares, investing in gold, silver or other equally expensive metal might not provide good profits, unlike real estate. Real price do not fluctuate like the other investment options, so you in a right path.
Do not jump into conclusions; study the property completely before you invest. There might be possible risk, where the property might not worth the value that has been proposed to you.  Take an opinion of a real estate broker, friend who has purchased a property recently or a person who have idea about the land/property.

The third question – when 

Once you are prepared with the above two questions, the third is pretty easy. Being the most tangible investment, the investor undoubtedly will have a peace of mind after the right choice is made. Investors must have the capability to weigh the long term potential on the investment made. Unlike stocks or other goods where money has to be made at a time, real estate gives you exception to pay in regular intervals with the help of financial firms. Loans are convenient, plan according to your present and future earnings, paying capacity to avoid pitfalls. Owning a property is not a dream anymore with real estate.

continue reading Why Invest in Real Estate?

Thursday 12 May 2016

Women in Politics – Grounded and Raised to Hall of Fame

Who says that politics is a man’s subject, ask me I have list of woman who can debate on politics and provide insights which no one would have ever imagined. My wife, one among my list has got a great understanding on various political issues. One of my favourite pastime is discussing with her about political views of various parties, their agendas, the work they have done etc. Sometimes her illustration on the subject surprises me. She has nailed the debate many times with valid points, I never imagined about. Remembering the same, here are the influential people I believe have turned the political history upside down.

continue reading Women in Politics – Grounded and Raised to Hall of Fame

Saturday 30 April 2016

Democrats or Republicans – All about the US politics

Sanjeet Singh analysis & differentiate about US politics, Democrats or Republicans.

Being American citizen for quite some time, I can profoundly differentiate the two terms ‘Democrats and republicans’. Initially it was very difficult to understand political landscape of these two terms. Attending various debates and conferences held to discuss political vies, issues have helped me to understand the terms. I remember, one of my Non- American friend wanted to know, how different are democrats government from that of republican’s?Democrats and republic represents a system where citizens elect the politicians who epitomise their interest and the form of government.  Fundamentally both the terms are dissimilar forms of government.
continue reading Democrats or Republicans – All about the US politics

Friday 22 April 2016

Sanjeet Veen - How Spirituality Rediscovered the Real me?

Apart from being a successful business man, am also a person who is engrossed with communal talks,teaching about spirituality and Buddhism. I often face lot of criticism, as on why spirituality matters so much to me. There are audiences who would want to know that what triggered the successful businessman Sanjeet Singh Veen to teach the essence of spirituality. Was it a life time experiences he have gone through, or is it just a amusement for a person in his fifties.  I would say both, It certainly thrills me to see many young individualsshowing interest in my words and worldly experiences.
continue reading Sanjeet Veen - How Spirituality Rediscovered the Real me?

Monday 18 April 2016

Sanjeet Singh Veen – A nomadic Enthusiast and Astute Business Man

Sanjeet Singh Veen, a Hyderabad based business veteran had a dreams to make his mark in the world of business ever since he was in college. Sanjeet Singh Veen also known as `Sanjeet Veen’, is a person of sharp business acumen and charisma. His zeal of becoming a successful businessman was an outcome of intuitive approach, practical knowledge, and tech-savvy adaptations which benefited the business.  He started his career by pursuing master’s degree from America, MBA in Finance from NewYork, which helped his business step the ladder of success and reach new heights. Sanjeet is an Indian born American entrepreneur, who worked hard regardless of various milestones to grasp a pioneer position for his company.
continue reading Sanjeet Singh Veen – A nomadic Enthusiast and Astute Business Man

Saturday 16 April 2016

Sanjeet Singh Veen - Extraordinary Mentor and World Traveler

Several decades ago, Sanjeet “Sonny” Veen came to America to pursue opportunities for a master’s degree.  Through studying and working hard amidst the various barriers that he faced, he was able to persevere and become a successful businessman.  As a result, he is very proud of being able to achieve the American dream...Read More
continue reading Sanjeet Singh Veen - Extraordinary Mentor and World Traveler

Monday 4 April 2016

Sanjeet Singh Veen - Buddhism Expert

Sanjeet Singh Veen was born and grew up with the teachings of Buddhism, in India, where it originated.  
At an early age, he was instructed and taught the lessons of Buddhism.  He learned that there are four 
noble truths.  These noble truths are 1.) the truth of suffering, 2.) the truth of the cause of suffering 
3.) the truth of the end of suffering and 4.) the truth of the path that leads to the end of suffering. 
Read More
continue reading Sanjeet Singh Veen - Buddhism Expert